भीम आधार देना


BHIM AADHAAR DENA (AADHAAR MERCHANT PAY SYSTEM)


Merchants can now get instant credit into their accounts at NIL charges and will also earn Incentives on transactions by their customers


BHIM Aadhaar DENA is a digital payment acceptance solution from Dena Bank which enables the DENA BANK merchants to accept payments for goods/services using his android smartphone and fingerprint reader from customers through their Aadhaar seeded bank accounts. The transaction will be interoperable in nature allowing any bank customer to transact o­n BHIM-Aadhaar-DENA.

Benefits to Merchants

Benefits to Customer

 

1.NIL MDR * unlike in Card Transactions

2.Incentive @ .50% of the transaction amount for the transaction value up to Rs. 10,000/- with minimum incentive of Rs.2/- and maximum incentive of Rs.50/- per transaction. Maximum incentive is Rs. 2000/- per merchant per month.

3.Instant credit of transaction amount into Merchant Account

4.Self-onboarding & Self Activation

5.Simply plug in with FPS and start transacting

 

1.Convenient Payment Method – No need to carry Cash/Cards/Mobile

2.Simple payment process using Aadhaar Authentication

3.Instant Transaction Debit message in customer Mobile

4.UIDAI email confirmation o­n successful Aadhaar authentication for payments.

5.No risk of losing card, passwords , pin etc.



Pre-requisite for using the BHIM AADHAAR DENA:

ØAndroid Smartphone or tablet having minimum specifications laid down for BHIM Aadhaar Dena on-boarding Application

ØAndroid Mobile with USB Host support.

ØUSB Finger-Print Scanner (In the empanelled list of scanners tested with application).

ØWorking internet connection.

ØMerchant with valid Aadhaar number seeded with his Bank Account.

Bank is providing 2 types of Finger Print Scanner (FPS) to Branches i.e. Precision Biometrics (PB 510) and Mantra (MFS 100) for providing to Merchants. Merchants can also buy the FPS directly from the market. List of compatible FPS is given below. Before installing BHIM Aadhaar Dena, FPS has to be registered in Merchant Mobile.

BHIM Aadhaar Dena is just a three step process:- 

Step 1.Registering Finger Print Scanner (FPS) in Merchant Mobile:- 

Registration process for Precision Biometric (PB 510 Model) Finger Print Scanner(FPS):- 

Download and install PB510 RD Services from play store and install the same. After installation, connect the FPS with the Mobile and register it. 

Registration process for Manta (MFS100) Finger Print Scanner (FPS):- 

Download and install

 

a.) Mantra RD Services and

b.) Mantra Management 

 

After installation, connect the FPS with the Mobile and register it. 


Step 2. Merchant O­nboarding:-

 

After registering the FPS, download and install the “BHIM Aadhaar Dena Onboarding” App from Google Play store and o­nboard yourself by entering Mobile No, Aadhaar No, Selection of Account and Establishment Details.

On successful on-boarding in BHIM Aadhaar Dena App. merchant will receive SMS confirmation and his Merchant ID which is required for BHIM Aadhaar Dena App. Login. On-boarding is a One-time process.

     Step 3. Merchant Transaction App:-

After on boarding, the Merchant is required to download and install “BHIM Aadhaar Dena Pay” App from Google play store. For login enter Aadhaar No and set MPIN for accessing the app and start accepting payments from customers. Merchant can also create multiple operators for accepting payment o­n his behalf wherein the payments collected by operators will be credited in the merchants account.

  

Supported Fingerprint scanners:-

 

Sl. No

Scanner Manufacturer Name

Scanner Model

1

Precision Bio-metric India Private Limited

PB ABAS 400

2

Precision Bio-metric India Private Limited

PB 510

3

Morpho -Smart-chip Limited

MSO 1300 E/E3

4

Mantra Soft-tech India Pvt Ltd

MFS100

5

Cross match /Digital Persona

PB ABAS 300

6

Secugen

Hamster Pro 20

7

Bio-enable

eNBioScan-C1 HFDU08


Merchants can contact our Toll Free No: 1860 233 6427 in case of technical related issues regarding BHIM AADHAAR DENA.

Features available for merchants, employing multiple collection agents for their payments:-

ØA merchant can create his operators who will be accepting payments from customers o­n his behalf.

ØMultiple operator Model is also available

ØPayments collected by operators will be credited directly in the merchants account…


For queries related to operator Model, please contact 022-26545484 or write to marketingcell@denabank.co.in


PROCESS FLOW FOR BHIM AADHAAR DENA MERCHANT ONBOARDING APP 

PROCESS FLOW FOR BHIM AADHAAR DENA MERCHANT PAY APP


* T&C Apply