शैक्षिक ऋण - आर्थिक रुप में कमजोर वर्ग (ई. डब्लू. एस.) के लिए सरकार की ब्याज उपदान योजना विस्तारः ई. डब्लू.एस, जिनके माता पिता की अधिकतम वार्षिक आय ` 4.50 लाख तक है वे इस योजना का लाभ ले सकते हैं. मानव संसाधन विकास मंत्रालय, भारत सरकार द्वारा अनुमोदित कक्षा 12 के बाद भारत में मान्यताप्राप्त तकनीकि / व्यावसायिक पाठ्यक्रमों के लिए नामित प्राधिकारी से निर्धारित प्रारुप में आय का प्रमाण पत्र शैक्षिक वर्ष 2009-10 से लागू अधिस्थगन अवधि के दौरान ब्याज उपदान (पाठ्यक्रम अवधि + 6 महिने / 1 वर्ष) अधिक जानकारी के लिए- शाखा प्रबंधक से संपर्क करें
The Topper for your children’s Higher Education Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.
• You are an Indian national and have secured admission to a higher education course in recognized institutions in India or Abroad Course Eligibility Study in India: Study Abroad: Loan Amount For students admitted to full time courses conducted by IIT / IIM /ISB only: Full course fee without any upper loan ceiling, subject to margin may be financed. For Students admitted to Full time courses conducted by “A” rated Institutions and Bank’s approved Educational Institutions: Need based finance to meet the expenses to be worked out taking in to account margins stipulated subject to the following ceilings: Studies in India Maximum up to Rs 15 lakhs Click here to download the List of Bank’s approved Educational Institutions. Need based finance to meet the expenses to be worked out taking in to account margins stipulated subject to the following ceilings: Studies in India Maximum up to Rs 10 lakhs Loan takes care of : Margin Rate of Interest Please Check out the Interest Rates Section to find latest Interest Rates applicable. 1% interest concession if interest is serviced as and when due during the study period when repayment holiday is specified. SIMPLE INTEREST CHARGED DURING MORATORIUM PERIOD. Process Fees : Rs.1000/- for studies abroad which is refundable on availing the limit. Repayment Holiday / Moratorium Course period + 1 year. Repayment period maximum up to 15 years for all loans. All loans up to Rs.7.50 lacs are covered under Credit Guarantee Scheme managed and operated by National Credit Guarantee Trust Company Ltd (NCGTC). OTHER TERMS & CONDITIONS : All other terms and conditions as applicable to Revised IBA Model Educational Loan Scheme for pursuing higher education in India & abroad will be applicable for this scheme also. Click Here To Download Application Form For any query / grievance, Please contact : Email: rbd@denabank.co.in |