देना स्त्री शक्ति

To apply now, SMS "DSS Name City/Location to "9223175152"

Salient Features of DENA STREE SHAKTI are as follows:

Name of the Product

“Dena Stree Shakti ”

Classification of Deposit

Savings Deposit

Target Clientele

Women in the age group of 18 years and above, including
Salaried Employees[Govt/PSU/Private Sector/MNCs],
Doctors, Advocates, Entrepreneurs
Women with independent source of income.

Eligibility Criterion

Any New saving account opened by women either singly or jointly.

First account holder should belong to the target group.

Initial Deposit

       • Zero Balance
• No Daily Minimum Balance Requirement,
• Quarterly Average Balance (QAB) of Rs. 2500/- or above maintained in Rural/ Semi Urban
• QAB of Rs. 5,000/-or above is maintained in Urban/ Metro

Other Salient Features

Platinum RuPay Card

No Annual Fee for Platinum Rupay Card [Branded Women Specific Cards]

Benefits of Platinum Rupay Card are available for card holder:

· 5% cash back on utility bill payments (up to Rs. 50/- per month)
· Zero fuel surcharge*
· 2 Free Airport Lounge access in a calendar quarter
· Personal Accidental Insurance of Rs.2,00,000/-
· Shopping limit of Rs. 2.0 Lacs per day when done using Platinum RuPay card.
· All other existing offers on platinum RuPay cards are applicable under the scheme
· All other Terms & Conditions as per existing norms.

Cheque Book

Free- Personalized Cheque book (50 leaves) per annum.

Internet / Mobile Bkg/ Monthly A/c Statement NEFT/ RTGS through Internet Bkg/Passbook / Utility Bill Payments


Demand Draft

Charges/ commission waived on 6 DDs per quarter, up to Rs. 10,000/-, if QAB in the preceding quarter is maintained.


Locker Facility

25% discount on locker rental on one small size locker*. (A Type )

It should be on the name of the primary Account holder.

*Subject to the availability of the same.

Auto Sweep in / out (Savifix Facility)

Automatic sweep to Fixed Deposit, if balance in the account exceeds Rs. 25,000/-

*All other terms & conditions will be same as “Savifix”

Linked family Account

Two Zero Balance Family accounts with zero balance facility only.

*Family- Spouse & Children

Penalty for non-maintaining QAB


Other Conditions

·2 Family Zero Balance Account zero balance facility only will be provided under the primary Account Holders.
·If QAB as mentioned for scheme is not maintained, minimum balance charges for 2 family accounts will apply as per Normal SB A/c charges from subsequent quarter.
·Further if account of women customers is closed, 2 family accounts will not be able to continue to avail benefit of zero balance facility and the same will be withdrawn.
·Bank holds the right to withdraw the facility at its discretion in subsequent years.
·Insurance policies are subject to annual review.

KYC Policy

   All guidelines relating to KYC policy and Anti-money laundering measures are to be strictly followed while opening and maintaining the accounts under the scheme.

Special Remarks

   The scheme will be available to the existing women customers also on their request by switching over to the new scheme code.

Value Added Benefits

The value added services under this product will be available to the customers on “no cost” basis to the Bank and will be in accordance with the conditions stipulated under various tie-up arrangements made with Brands/ Entities / Companies / Institutions by the Bank.