Hotels & Restaurants


Scheme for Financing Hotels & Restaurants


Scope of Scheme


Hotels at tourist places and restaurants providing quality food at tourist places, metropolitan and urban centres only.


Constitution/Eligible borrowers


Corporates only

Approval from Department of Tourism or star classification


Quantum of assistance


Upto Rs.50 Crores


Debt Equity Ratio


Long Term Debt Equity Ratio – Maximum 1.5:1

Total Debt Equity Ratio – Maximum 3:1




Average DSCR 1.75 & above


Promoters’ contribution


Minimum 33.33%



Period of Loan


Maximum 7 years


Collateral Security


As per bank’s policy from time to time