Dena Suvidha (Personal Loan) Scheme

Live your Dreams

Dena Suvidha is the ideal way to fulfill personal needs of your family. Be it to finance a marriage or family function. To travel or celebrates a festival. For medical treatment or educational purposes. Or simply a vacation. Even an unforeseen event. Dena Suvidha (Personal) Loan is always there for all your needs.

You are eligible if:

You are a permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization.

You have a gross monthly income of at least Rs.15,000/-.

You can have a salary disbursement arrangement with us or provide an undertaking form your employer.

Loan Amount

Minimum- Rs. 15,000/-

• Maximum:
9 times of NMI* ( repayable in 36 months) /
6 times of NMI* ( repayable in 24 months) /
3 times of NMI* ( repayable in 12 months) or Rs.1.00 lac whichever is less.**
*NMI means Net Monthly Income i.e. Gross Salary – Deductions

Margin

NIL

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable.

INTEREST CHARGED ON DAILY REDUCING BALANCE

NO PREPAYMENT CHARGES

Process Fees

1% of loan amount

Repayment

Upto 36 EMIs

Mode of disbursement

By credit to your Savings Bank account.

Application Form

For any query, Please contact : Email: rbd@denabank.co.in