RTGS / NEFT





NEFT - Customer Facilitation Centres

FAQ on RTGS
FAQ on NEFT
FAQ on Indo-Nepal Remittance Facility Scheme


DENA - RTGS / NEFT SYSTEM SCHEME FOR DOMESTIC INTER-BANK / CUSTOMER FUNDS TRANSFER/ REMITTANCE SYSTEM.

·Credit to Beneficiary's Account on the Same Day

·Safest and Secure Mode of Fund Transfer

·Lower Remittance Charges

·No Courier/Postal expenses as in the case of Demand Draft etc.

·Money can be put to use by beneficiary on the same day

·Through RTGS and NEFT Dena Bank’s customers can also receive remittances from their customers / associates maintaining accounts with other Banks. i.e., instead of receiving payments by way of cheque / pay orders / demand drafts etc., can receive funds through RTGS and NEFT system.


ELIGIBILITY:

Customers of Dena Bank’s RTGS and NEFT enabled branches can send remittances under DENA RTGS / NEFT Scheme to any destination Bank / Branch that is registered with RBI’s RTGS / NEFT system.


AMOUNT OF REMITTANCE:


RTGS:


Minimum amount of remittance under Customer Transaction through RTGS is Rs. 2 Lakh.


NEFT:


Any amount whole in Rupees (without minimum / maximum limits) can be remitted.


CREDIT TO BENFICIARY’S ACCOUNT:


Credit to the Beneficiary Account will be given by Beneficiary’s Bank’s Branch on the same day and in case of holiday / after business hours, credit will be given on next business date.


WORKING OF THE SCHEME:

·Submit the application form in a prescribed format (as per annexure) to RTGS / NEFT enabled Bank Branch.

·Mention Beneficiary Bank and Branch Name with Indian Financial System Code (IFSC) and Beneficiary’s Name, Account Type, Account Number and Amount to be remitted.

·Message will be sent in electronic form in a highly secured manner through RTGS / NEFT System to Beneficiary Bank’s Branch.

·Credit to the Beneficiary Account will be given by Beneficiary’s Bank’s Branch on the same day and in case of holiday / after business hours, credit will be given on next business date.

TIMINGS


RTGS

RTGS

RTGS

 

FOR CUSTOMER TRANSACTION (R41)

FOR INTER BANK TRANSACTIONS (R42)

Regular days including Saturdays, except Second and Fourth Saturdays of the Month

FROM 8:00 AM TO 4:30 PM

FROM 8:00 AM TO 7:45 PM

NEFT

NEFT

NEFT

Regular days including Saturdays, except Second and Fourth Saturdays of the Month

FROM 8:00 AM TO 7:00 PM

NA



SERVICE CHARGES:


RTGS/NEFT Remittance Charges: Excluding Service Tax

Time varying RTGS charges w.e.f. 01.04.2016

1. NEFT Money transfer

Inward = NIL

 

Outward :
Upto Rs 1 Lac : NIL

Above Rs 1 lac & Upto Rs 2/- lac : Rs 15/- per transaction
Above Rs 2 lac : Rs 25/- per transaction  

2. RTGS Money transfer

BLOCK

TRANSACTION TIME

Transaction value Above Rs.2 lakhs upto Rs.5 lakhs

Transaction Value Above Rs.5 lakhs

 FROM

TO

1

08.00 hours

11.00 hours

Rs.25.00

 Rs.50.00

2

After 11.00 hours

13.00 hours

Rs.27.00

 Rs.52.00

3

After 13.00 hours

16.30 hours

Rs.30.00

 Rs.55.00

4

After 16.30 hours

 

Rs.30.00

 Rs.55.00


Service Tax to be charged to the above charges

Inward: NIL.

Upto Rs50000/- for noncustomers-Rs5/-+ Service Tax

For queries on RTGS / NEFT, please contact

NEFT Facilitation Centre

Tel: 022-26545426, 26545440
Email id :: rtgscell@denabank.co.in

RTGS Facilitation Centre

Tel: 022-26545471, 26545473
Email id :: rtgscell@denabank.co.in


Click here to Download Appication Form for Customer Fund Transfer under RTGS / NEFT