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Dena Niwas Housing Finance Scheme
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Dena Vidya Laxmi Educational Loan Scheme
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Dena Bank also considers education loan for Vocational Education and Training

  Education Loan - Government interest subsidy scheme 
  for Economically Weaker Sections (EWS)

  Coverage : 

   EWS with upper parental income of Rs.4.50 lakhs per annum. 

  For recognized Technical / Professional Courses in India after Class XII as approved by Ministry of Human Resources Department, Government of India. 

  Certification of income by Designated authority in the prescribed format. 

 Applicable from academic year 2009-10. 

  Interest Subsidy during moratorium period (Course period + 6 months / 1 year).

  For further details, contact Branch Manager.


The Topper for your children’s Higher Education

Ensure a bright future for your children. Provide them with the best of higher education in India or abroad. Avail Dena Vidya Laxmi Educational Loan.

You are eligible if:

·You are an Indian national and have secured admission to a professional or technical course in an Indian or Foreign university.

·Simply walk in with the marksheet of the qualifying exam. and proof of admission.

Course Eligibility

Study in India:

Graduation courses, Post-Graduation courses, Masters & PhD, Professional courses.

Study Abroad:

Graduation  :   For job oriented professional / technical courses offered by reputed universities
Post Graduation : MCA, MBA, MS etc.
Courses conducted by CIMA-London, CPA in USA etc.

Loan Amount

·Upto Rs.10 lakhs for studies in India.

·Upto- Rs. 20 lakhs for studies abroad.

Loan takes care of :

· Fee payable to colleges/ schools/ hostels

· Examination/ Library/ Laboratory fees.

· Purchase of books, equipment, instruments and uniforms.

· Passage fare for travel abroad.

· Purchase of computers needed to complete the course.

· Any other expense to complete the course like study tours, project work, thesis etc.


Upto Rs. 4 lakhs- NIL for study in India and abroad.

Above Rs. 4 lakhs- 5% for study in India and 15% for study abroad.

Rate of Interest

Please Check out the Interest Rates Section to find latest Interest Rates applicable.

1% interest concession if interest is serviced as and when due during the moratorium period when repayment holiday is specified.


Process Fees

Rs.1000/- for studies abroad which is refundable on availing the limit.


For loans upto Rs.7.50 lakhs    :   Upto 10 years
For loans above Rs.7.50 lakhs  :   Upto 15 years

Click Here To Download Application Form

For any query / grievance, Please contact : Email:  rbd@denabank.co.in

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